Code of Ethics

WCS adheres to the Commercial Collection Agency Association (CCAA) Code of Ethics—maintaining trust accounts, avoiding deceptive practices, respecting debtor counsel, and operating with fairness, honesty, and courtesy.

Our long-standing compliance underscores the way we protect creditors and customer relationships.

Our Commitments

Trust Account Integrity

All client funds are maintained in segregated trust accounts with full transparency and regular auditing.

Honest Communication

We avoid deceptive practices and ensure all communications are truthful, accurate, and professional.

Respect for Debtor Counsel

When debtors are represented by counsel, we communicate only through their attorney as required by law.

Fairness & Courtesy

Every interaction—with clients, debtors, and partners—is conducted with professionalism and respect.

Regulatory Compliance

Full compliance with FDCPA, state collection laws, and industry best practices at all times.

WCS is licensed, bonded, insured, and a long-standing member of leading industry bodies. Our ethical standards are not just policy—they're how we've built lasting client relationships since 1983.