Trusted Since 1983 • 40+ Years of Excellence

How Collectible Is Your Account—Right Now?

Our proprietary scoring algorithm analyzes your account against 40+ years of commercial collections data to predict recovery probability, timeline, and optimal strategy.

Takes 2 minutes. No credit check. No obligation. Just clear answers on whether this account is worth pursuing—and what it'll take to collect.

Commercial accounts onlySecure & confidentialInstant scoring

What You'll Get:

  • Collectibility Score (0-100): Clear probability of successful recovery
  • Strategic Recommendation: Best path forward (demand letter, full placement, mediation, or write-off)
  • Expected Timeline: Realistic recovery window based on similar accounts
  • Risk Factors: What's working against collection (SOL, disputes, entity issues)
4-Outcome Decision Model

Our AI analyzes your account and recommends one of four collection strategies

80-100

Excellent

Free Demand

  • •Claim is recent (0-30 days)
  • •High voluntary payment likelihood
  • •Low dispute risk

1-2 polite reminders over 14 days

60-79

Good

Early Stage (WESC)

  • •30-60 days past due
  • •Relationship matters
  • •Behind-the-scenes approach needed

3 firm contacts over 30 days

40-59

Fair

Immediate Placement

  • •Claim is $25,000+
  • •90+ days past due
  • •Low engagement signals

Submit to WCS immediately

0-39

Poor

Legal Collections

  • •Account needs litigation
  • •Judgment enforcement required
  • •Debtor unresponsive to collection

Attorney review and demand letter

Step 1: Account Snapshot

Step 1 of 2